A medical emergency is stressful
enough. Worrying about how to pay shouldn’t make it worse.
At Watauga Emergency Room, you can get treated
immediately and use an emergency room payment plan to spread the cost into
manageable monthly payments, even if you don’t have insurance.
Watauga Emergency Room partners with
Sunbit to offer flexible payment plans for self-pay patients. Instead of paying
your entire ER bill upfront, you can pay for your ER visit over time with
clear, predictable monthly payments.
Key benefits include:
✔
Plans as low as $15–$50/month (for smaller balances)
✔
Around 90% approval rate
✔
Application completed in about 30 seconds
✔
Soft credit check that does not impact your score
1. Walk In & Get Treated
We are open 24 hours a day, 7 days a week. No appointment is required. Your medical care always comes first.
2. Apply in About 30 Seconds
After your visit, our staff helps you apply through Sunbit. You’ll need:
● Government-issued ID
● Mobile phone number
● Debit card for the initial payment
The application uses a soft credit check, so your credit score is protected.
3. Choose a Plan That Fits Your Budget
If approved, you’ll immediately see your available options, including:
● 3-month plan with 0% interest (available to all approved patients)
● 6, 12, or 18-month plans with affordable monthly payments based on your profile
4. Make Simple Monthly Payments
Your payments are made directly to Sunbit with a fixed monthly amount. No surprise bills and no hidden fees.
✔
Get emergency care without upfront payment
✔ Flexible monthly payment plan ER options
✔ Credit-friendly application process
✔ No prepayment penalties—pay early if you want
✔ Clear costs before you leave
This is affordable emergency care,
designed for real life.
As a freestanding ER, Watauga
Emergency Room provides the same level of care you would expect from a
hospital-based emergency department, including:
●
Board-certified emergency
physicians
●
On-site CT scan, X-ray,
ultrasound, and lab testing
●
Shorter wait times than
hospital ERs
●
Transparent pricing and
flexible payment options
You get the same emergency care as a
hospital ER, without the long waits.
Medical emergencies do not wait for
the right financial moment, and you should not have to delay care because of
cost.
With our emergency room payment plan, you can get immediate care today and manage the cost with a flexible, transparent monthly plan
Yes. Our emergency room no insurance payment
options are designed specifically for uninsured and self-pay patients.
Will applying hurt my credit score?
No. Sunbit uses a soft credit check to apply, which does not affect your credit score. A hard inquiry only happens if you accept a plan
Approved patients can choose:
● 3-month plan with 0% interest
● 6, 12, or 18-month plans with interest based on credit profile
Yes. There are no prepayment penalties. You can pay off your balance at any time.
You are never obligated to accept a plan. You can review your options and decide what works best for you.
Payments are made directly to Sunbit through automatic debit or their online portal.